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Old 05-15-2005, 07:49 PM   #21
mrfreeze
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Default Re: Got my first credit card!


>
> the rich make money off your interest. you stay poor by
> paying them more money, while at the same time decreasing
> your usable income.
>
Yes. I fully agree. Which is why once the interest part kicks in, I'm not using it except in emergencies. Hell even after this, the only time I may even consider using it is if I wanted to do the $30 a month deal with dell for a computer, since they require a card as security but let you pay cash every month.

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Old 05-15-2005, 07:50 PM   #22
mrfreeze
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Default Re: Got my first credit card!

> *cries at student loans*
>
> but student loans aren't nearly as bad as credit card debt.
>
Student loans are fun. Starting this july, about $80 a month for the next 17 years. Whoo!

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Old 05-15-2005, 09:41 PM   #23
Goku
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Default Re: Got my first credit card!

Why would you promise her somthing like that? It seems like a rediculously price birthday gift. Your very lucky if you have a budget that can afford giving away PSPs (even in installements).

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Old 05-15-2005, 09:45 PM   #24
CEpeep
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Default Re: Got my first credit card!

> Why would you promise her somthing like that? It seems like
> a rediculously price birthday gift. Your very lucky if you
> have a budget that can afford giving away PSPs (even in
> installements).
>

Yeah. Freeze, you're getting me a PSP for my birthday too, right?


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Old 05-15-2005, 09:45 PM   #25
Goku
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Default Re: Got my first credit card!

I know the feeling. I have 16 000 in school loans and 350 in credit card debt hanging over me. It is not a comfortable feeling!

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Old 05-15-2005, 10:49 PM   #26
JCJones86
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Default Re: Got my first credit card!

> Yeah. Freeze, you're getting me a PSP for my birthday too,
> right?

Yeah, where's my PSP? My birthday was a few weeks ago. You're slackin', man. <img src=smilies/headshake.gif>

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Old 05-16-2005, 06:08 AM   #27
mrfreeze
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Default Re: Got my first credit card!


> Yeah, where's my PSP? My birthday was a few weeks ago.
> You're slackin', man.
>
Where's my sex? That's what I thought. <img src=smilies/magbiggrin.gif>

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Old 05-16-2005, 04:35 PM   #28
JCJones86
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Default Re: Got my first credit card!

> Where's my sex? That's what I thought.

PSP first, then we'll talk.

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Old 05-18-2005, 04:51 PM   #29
Redbomb
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Default Re: Got my first credit card!

> The old establish credit argument is the only good one i
> have seen to promote the use of a credit card for anything
> other than emergencies.

I do think that this is a valid enough argument FOR credit cards, even by itself. I think that having a credit card to use responsibly is a very handy tool.

A girlfriend, on the other hand, is a bad financial desicion, and should be avoided. <img src=smilies/cwm11.gif>

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Old 05-19-2005, 12:47 PM   #30
Goku
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Default Re: Got my first credit card!


> A girlfriend, on the other hand, is a bad financial
> desicion, and should be avoided.

Aye, but with out a girl you got to be extra careful that you dont go blind
<img src=smilies/retard.gif>

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