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Old 08-16-2007, 05:35 PM   #1
SivakDrac
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Default Signing for credit card transactions

I've seen several stores with different policies regarding the requirement for a signature for a credit card transaction. Some places it's mandatory, some it's only mandatory if certain conditions happen...

Question is: Does it bother you? Some seem to like the idea, others are concerned with it, though most seem indifferent. I'm one of the indifferent ones.

Ye?
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Old 08-16-2007, 05:57 PM   #2
puzzl
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Default Re: Signing for credit card transactions

> Ye?
>

I personally like how it is handled at fast food restaurants. You swipe it, and you're done. No signing, no extra receipt. should be done like that whenever i used my CC.

And even when you do have to sign, it's pretty much pointless. Just for example, I was at banana republic buying a real nice sweater that was on clearance, and they have the touchpad screens where you sign off on your credit card. Well, the touchpad here was broken so when i signed it was just dots and a crazy horizontal line, and when I told the girl at the register, all she said was "It's good enough for me," and finished the transaction.

I find that most places are like that, whether a digital or paper+ink signature, so why not just do away with it entirely? Its not like they'll stop a purchase if you don't sign your name. Hell, I've signed as batman, cocks, and bunch of other stuff before, without a problem.

Some safeguard, eh?
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Old 08-16-2007, 06:09 PM   #3
CEpeep
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Default Re: Signing for credit card transactions

When I was in Germany earlier this month, I was unable to use my debit card since it has no signature on the back. Every place I went would only allow me to use it if the signature on the back of the card matched the one on my receipt. Unfortunately, I don't have a consistent signature, so even signing it would have been futile. It just a good thing they don't do that here or I'd never be able to buy anything with it except over the internet.
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Old 08-16-2007, 06:33 PM   #4
The 9th Sage
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Default Re: Signing for credit card transactions

>Hell, I've signed as batman, cocks, and
> bunch of other stuff before, without a problem.

I like to draw little things with stickfigures sometimes myself. Be careful though, sometimes it depends on where you shop. At the store I work at, our Loss Prevention Manager (he keeps an eye out, makes sure people don't steal stuff, tries to prevent that kind of thing) actually gave this guy a piece of his mind for signing the 'touch pad' thing with a picture of a penis.

Of course, he was able to find out who the guy was because you have to have a membership to shop there. :P It's one of those large warehouse clubs.
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Old 08-16-2007, 07:40 PM   #5
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Default Re: Signing for credit card transactions

It's an antiquated method of verifying your identity. If I get a hoagie at subway or a shmuffin at sheetz I never sign....but when they do ask me to sign, I scribble or use some funny name since no one checks it.
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Old 08-16-2007, 08:41 PM   #6
pipes
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Default Re: Signing for credit card transactions

Its all about the banks and how they do things. If you don't sign then it takes longer for it to clear and they get your money. Don't sign the back of the card. If the bitch at the super store don't like your card go somewhere else. That shit is stupid. If it gets stolen then the motherfuckers have your card and your sig. If its stolen then the motherfuckers could still makeup a sig. The sig is only checked at the banks. The bitch clerk should only check your photo ID. If thats not good enough then fuck them and the clerk should go to hell because they are fucking retarded!
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Old 08-17-2007, 12:31 AM   #7
Lillymon
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Default Re: Signing for credit card transactions

That seemed to be universal here in Britain until we started this new "Chip & PIN" thing. It's nice, but the problem is that banks are convinced that Chip & PIN is uncrackable (yeah, right) so if someone else manages to get your card and starts using it, the banks reason that you must have given them your PIN number so they're not liable for any money you lost.
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Old 08-17-2007, 01:27 AM   #8
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Default Re: Signing for credit card transactions

A friend of mine has the signature space filled with "Call the police".
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Old 08-17-2007, 02:08 AM   #9
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Default Re: Signing for credit card transactions

Give me federal bank notes backed by gold.

ahh the good old days

Soon enough, no need even for that pesky credit card. we'll have you implanted with the mandatory RFID chip and you'll be off and sailing. <img src=smilies/thumb.gif>
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Old 08-19-2007, 03:28 AM   #10
Maxwell Murder
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Default Re: Signing for credit card transactions

For big purchases I can understand why one would need to/want to sign, but if I'm just grabbing a burger or a pack of smokes, I really don't need to bring ink and paper into the deal.

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