I'm a bit pissed off with Citibank coz my loan application was not approved. I'll try my luck with other banks and Im considering HSBC and Standard Chartered at the moment. Let me know if you have any bad experience with these 2 banks. Thanks.
Well, its different in my case, I was lucky maybe to get an automatic approval with my Citibank loan though I declined it because my brother told me to get loans from other lending organizations like a credit union. I think, he said that it is a non profit and its easy to get approval and you can get a much lower interest rates compared to banks.